A Dear John Letter to Friends

This is a letter to these to guys , that I know.

Now, these to guys that they were smarter than myself. Always talking down to me. However, I just smiled and thought , they do not mean any harm.

Well , I guess they did , because three and a half years ago. They stabed me in the back. But , that was then and this is now.

One is a Xray tech that works a hospital , and the other was so lazy that he did not work for about five years and lived off his wife. Which he cheated on many times. That is her problem not mine. Now , back to the Dear John letter.

I tried to talk to you both at different times . But you two guys still acted like you was better than me. Why ? You two did far much worse , than I ever did.
I am not going to spell the beans , well atleast not right now.

I am just going to get the point. I don't care if you , loose your job. Your house your wife . Your money . Or everything you ever cared about that is your problem. Not mine.

I am doing fine with my job. And my Investing. Matter a fact I am doing , really well at Investing.

Which I am very proud of myself , from the all the hard work that I put in to it. And the Joy , that I have from the results.
Well , have a good life. Or have a awful life I do not care either way.

Like Donald Trump said , " When People that you know has , scrwed you . SCREW THEM BACK WHEN YOU HAVE THE CHANCE " !

Boys you have your warning stay away from me and my Business.

Sirius XM Radio posts subscriber growth for 4Q, expects full-year cash flow of $100 million

Sirius XM Radio shares jumped Wednesday after the company said it added 257,000 subscribers in the fourth quarter and expects to report $100 million in free cash flow.

The stock jumped 5.8 cents, or 8.6 percent, to 72.6 cents.

Sirius offered signs late last year that it was starting to turn itself around after being battered by falling auto sales. It signs up many of its new subscribers when they buy vehicles. In the third quarter it shrunk its loss to $149.2 million from $4.9 billion a year earlier.

On Tuesday, Sirius said it ended the year with roughly 18.8 million subscribers, up from 18.5 million at the end of the third quarter. It marks the second consecutive quarter of net growth.

The company said preliminary figures show it made about $100 million in free cash flow — or cash after capital costs — for the full year. Assuming the company's July 2008 acquisition of XM had been fully integrated, that would be up from negative cash flow of $552 million the year before, Sirius said.

from The Associated Press

ING Direct is better than the Big Banks

ING Direct is better than the Big Banks. Check out these numbers.

These are the rates on CDs from the the big banks.


Bank of America: 0.10% APY on all balances

Wells Fargo: 0.05% on balances up to $25,000

Citi: 0.25% with a $500 minimum balance

JPMorgan Chase: 0.01% all balances

Now , ING has rates for CDs starting at 1.25 APY . What are your banks rates for CDs ?

ING rates for there Savings Accounts start at 1.25 APY . And there Orange Checking accounts start at .25 APY up to 1.45 APY.

Why are these rates so great for ING ? And why are Big Banks fail on their rates ?

The Answer is Greed . The Big Banks are Greedy.

I just opened up a CD with ING , I already have a Savings Account with them as well. I also buy Stocks through there ShareBuilder account.

One of the CD plans with ING , is you can set up a Ladder of CDs. 6 mths 12 mths, 18 mths, 24 mths. And so on. And you can them have roll into eachother after their term.

Just another great way to make good money off your investments.

Jim Cramer’s 2010 Counterterrorism Stock Picks

It seems every market pundit has their outlook picks for 2010, and Jim Cramer is no different. Last night was Cramer’s “Energy Shortage Stock Picks for 2010″ and on CNBC’s MAD MONEY tonight Cramer gave his featured stock picks in the Homeland Security and anti-terrorism sector. Considering the recent failed plane bombing attempt on Christmas Day, this sector enjoyed much interest last week. Cramer believes the real counter-terrorism stocks that are not the garbage speculative names are American Science & Engineering Inc. (NASDAQ: ASEI), OSI Systems, Inc. (NASDAQ: OSIS), FLIR Systems, Inc. (NASDAQ: FLIR), and Cogent, Inc. (NASDAQ: COGT). His big feature and review stock for charts and fundamentals was in Nice Systems Ltd. (NASDAQ: NICE). Cramer did note that some of these are still up very big from lows and might need to be bought on pullbacks.

American Science & Engineering Inc. (NASDAQ: ASEI) scans for bombs and weapons in transportation systems and it has a $150 million order backlog with a market ten-times the company’s current revenues. OSI Systems, Inc. (NASDAQ: OSIS) is a new pick from Cramer and it rose from $22.02 before Christmas and went briefly over $28.00 to new recent highs before pulling back. Its 52-week trading range is $11.01 to $28.49. This one screens people and can detect materials inside clothing.

FLIR Systems, Inc. (NASDAQ: FLIR) is Cramer’s pick in security and surveillance that protects major companies and government facilities. FLIR closed at $32.72 and its 52-week trading range is $18.81 to $33.35. Cogent, Inc. (NASDAQ: COGT) is Cramer’s pick for fingerprint and palm scanning technology. Cogent closed at $10.28 and its 52-week trading range is $7.96 to $12.92.

Cramer also featured and reviewed Nice Systems Ltd. (NASDAQ: NICE) over tracking terrorism suspects based upon software for abnormal behavior for counter-terrorism and over phone surveillance. He then reviewed the chart. The chart looks solid to him because of higher highs and higher lows. The Real Money writer believes it has room to run up to $40.00 and is not really extended on its chart. The November lows came on very high volume that shook out the sellers. Cramer believes this one has been ignored entirely by the terrorism stocks and can have camera to camera reviewing. It has $500 million, about $8.00 per share, is looking for more acquisitions to make, and trades cheap at 18-times earnings.

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from Wall St Real Time 500