Building Hard Assets

Here is the reason , why you need to own hard assets.
Today , watching the stock market . I saw my stocks that I hold , go down in value . However , my Gold and Silver went up in value . So it all balanced out .

I have been posting about silver and gold , for the last few post . But today , was a prime example of why you should hold hard assets like gold and silver. Just keep in mind , that what goes up will come down . The market is a funny thing , it is a true a ride with a lot of twist and turns . That will make anyone sick .

If you balance out your holdings , with soft and hard assets , it will help ease the pain . Trust me on this one . However , since the shares that are down . You can buy them on sale . Remember what goes up must come down , and what goes down must go back up . So you need to learn too buy at the right time on both soft and hard assets . The good thing about silver , it is still about $18.00 a troy oz. It is climbing , but it is still worth the buy .

Thank you for your time .
Mike Lunsford.

How you can Invest

I am going to give some different ways too invest.
You can open a Stock account . Like etrade , you can sign up for a IRA . If your job has a stock purchase plan , or can buy the company stock , comes right off your paycheck. If your job has a 401k , you can enroll in it

You can invest in buying silver coins or bars , same with gold . In fact you can spread your money out on all of the above . You do not have to be rich to invest . You do not have too make 50,000 a year or more from your job . Anyone can invest . I would love too see everyone have the lives , they want . And set up their children for the rest of their lives.

The only one , that can do that for you , is yourself . Yes I know , we all have bills to pay . However , I like I said earlier , you can start off and work yourself up the investment scale .

Just take that first step .
Thank you for your time.
Mike Lunsford

Getting rich from Silver

Getting rich from buying Silver .
Now , I have posted a few days ago about Lunsford Investments , buying and holding Gold and Silver. In this post I will talk more about Silver .

Cell phones , computers , tablets all have silver in them . Silver is a great conductor or these products. And these products are not going away . They are becoming higher and higher in demand . So , more are being made so more silver , is being used . The demand for silver is going up . Just that easy. Another reason they use sliver , it does not rust at all .

Silver is cheap , too buy . About eighteen dollar's for a troy once . Gold on the other hand is about $1265.00 per troy once . Not everyone can buy Gold , however Silver you can buy every week , month to month , year to year . thing of it this way . Silver is a sound and safe way too hold cash value in . Much strong than any dollar out there on market .

So , I hope I gave enough info about why you can get rich , from buying and holding silver . Add it too your investments and watch it grow in value . Silver is a strong hard asset.

Thank you for your time .
Mike Lunsford

You cannot make a Million Dollars over night.

You cannot make a million dollars , over night . That is a dream that just will not happen .
However , you can make ten percent every month . Now , that is a fact ! There are stocks , close end funds and funds that do pay monthly dividends . They are not hard too find , I hate to sound like a broken record , but just Google it .

And there you go . It will bring up a list of different web sites that has the stock symbols . I am not going too do the work for you . I am letting you know how to get the info . It is just that easy . I know it is hard for people too invest . How many people save money ? By putting money in a savings account ?

I want to help you good people , to make enough a money so you can have the life you want . And the life for your family .

Thank you for your time . And I will post more and release more info on investing and savings.
Mike Lunsford.

Old Marvel Comics that I hold

Just a few , I hold more . However I do not want to go through all my pictures. But I believe you get the point.

Investing in Comics

Comic books , was my very first Investment . When I was a young boy . I did not even know I was Investing . Through the years I gave away some of my books . But I keep the older one's and I am glad I did . Right now , those 18 books that I bought for a dollar a piece . Are worth right now about 2500 dollars. Now that I am older , I am a little smarter about the books .

Like any kind of Investing , you have too do your research.  So , now I buy books that are signed with papers. Yes , they cost more , however the pay off in the long term . Will pay off. Look at it as art . That's how I look at . Every painting the artiest signs , right ? Well , it is the same idea. Here are a few of the books I have invested in .

Learn how too Invest

To invest , you have to follow a plan. I call the plan a road map. Not everyone , can stick with it . But if you are strong enough and can see the big picture . The pay off is well worth it in the end . And it is up to you , to factor in where you want to be in years .

What is the age you want to be , when you can stop going to work ?  45 ? 55 ? 65 ?  That is is up to the investor . And what do you invest in ? Once again , that is up to you the Investor . There are a lot of different ways to invest. Here on Lunsford Investments , I will show you how I invest. And what I invest in.

As I already posted , I bought Gold and Silver coins aka rounds , and Bars . I also buy REIT's , shares of Stocks . And on that note I love Oil Stocks. I also have a savings accounts , with three different banks. Two different IRA's , a Money Market account .

I have learned that , you need to save money too. You have to have cash in the bank, that is a fact of life . Just think if you find that investment that you cannot pass up . You have too have cash .
Now , here is another way I invest in , I buy old comics that are signed buy the artiest . With papers .

Here in the next few post , I will go in more detail about my different ways to invest.
Thank you for your time.
Mike Lunsford

A free Quickbooks ?

If you can not afford Quickbooks . I found another program for you . It is called Wave. It does almost everything Quickbooks can do. It links all your bank accounts. You can add your fixed assets . Add your soft assets , and you can add your hard assets. This program is very nice.

It is just another way , that for small business to save money. And for the small Investor to save as well.
Thank you for your time.
Mike Lunsford

Here are some of the Silver and Gold . That I hold. I like Gold and Silver because they are hard assets. Which I feel is just as important as holding shares of stocks.

Today was a very good day. For Lunsford Investments. I deposited more money in to my IRA.
Opened a second IRA. Deposited money in to my Money Market Account. Bought another Silver Bar . I placed a order too buy more shares of REIT's. And picked up another signed comic book with papers.

The New Lunsford Investments

Hello , my name is Mike Lunsford.
I started Lunsford Investments just over 5 years ago . And I have changed some things since then. Yes , the company is a Holding company . However , at first I was holding just stocks . Now , I have shifted and added Oil Shares of different companies. Along with REIT's and I have also learned that , I have to have capital on hand . However , I put some capital in Gold and Silver.

I also set up , a Money Market Account and Business Savings accounts. In these days , our holdings cannot be so wide spread out . My goal is too increase the assets , in soft, hard and fixed. The more I can turn to these assets . The stronger the company can grow. Now I am looking at Closed End Cash Funds as well . As Time passes , I believe that not only can I gain ground in our holdings but increase the monthly profits .

Thank you for your time.
And Follow Lunsford Investments
Mike Lunsford

New start

I am now on Facebook and Twitter is too find . I will refocus on here too update the businesses.

Why Cricket and Cox

Why Cricket ?

Cricket has without any queations the best phone planes . Starting at $35.00 to $55.00 for smart phones.
I went with the Blackberry. Why the Blackberry ? It is a great Phone for one ; and second I can run my Business through the Blackberry. With the Sharebuilder App for the Phone. Buy and Sell the Trades that I make everyday.

Emails , Text, and of course calling my contacts. Cricket runs off the 3G network for $55.00 , wow ! That is saving Lunsford Investments , money. Which in-return I Invest the savings , which increases our Holding Postions in other companies. Yes , Cricket Wireless which is owned by LEAP. Is a perfect fit for my company.

Why Cox Communications ?

This is a No Brainer not at all. Not even a hard choioce. Phone , Internet , and Cable all for $110.00 a mth. ENUFF said !!!!

Cox Communications , has the better deal than AT&T ; in Oklahoma.

Lunsford Investments , can grow by using Cox and Cricket.

Mouthly Liberties

Bill's and Payments.

That Lunsford Investments , pays a long with the Fee's to Sharebuilder. Are Cricket , Cox Communications , and OG&E. First Fidelity Bank is the Local Bank that Lunsford Investments uses as our day to day Bank.

Cricket's Bill is $61.00 a mth. Cox Communications Bill is $105.00 a mth. And OG&E bill is round $125.00 a mth. First Fidelity Bank fee's are $6.00 a mth. And last our Sharebuilder Fee is $12.00 a mth. Lunsford Investments total Bill's for the mth our $309.00. Now , there are taxes at the end of the year as well.

To help grow Lunsford Investments , I still have a day job. My Goal for the Company is to Grow at least 10% a year. That includes our all of our Holdings. And to expand in to all Companies , that Invest and Hold in the future. The Botton Line is to Increase are profits by the 10% mark. Which I have projected , for the year.

Lunsford Investments already earned Doudled our Profit and our Holdings. By Investing in to REIT's. Our Company move some of our Capital in to REIT's for the High Dividend Pay-outs to the Share Holders. From the Dividend's from the REIT's , I pay our mouthly liberties and increase are Holdings , in Common Stock of standard companies.

In just over a year that Lunsford Investments has started , we made some Bad Choices to Hold , however Lunsford Investments has made a lot more Good Choices to Invest and Hold. I know that we will have set backs , but we will grow. And pay our mouthly Liberties.

Running a Holding Company

Hello
I am Mike D Lunsford , owner and Prsident of Lunsford Investments. Based out of Oklahoma City Oklahoma. My goal for Lunsford Investments to grow 10% a year . In our Holdings and with our Profit.

One of the Goals for Lunsford Investments , is to own a Movie Theater. To make this happen Lunsford Investments has to Increase it's Holdings in the REIT's that it holds. The REIT's has a High Dividend pay out , to the Shareholders. Another move will be to Icrease our Shares of Ellington Financial llc. EFC has a high Dividend payout as well.

The next thing to do is to increase the overall Income from Lunsford Investments and our savings. To keep cost down will be a key in keeping on path for this goal. My company might be small and is just a year old to the Business world. However, my drive and real world knowledge , will guide the Lunsford Investments. What will hurt this company , or give it a set back would be making a bad investment. So , with that being said , right now more then ever ; I have to study and plan . Roll with the Market. The up's the down days , weeks , mths. I must not become sidetracted .

If I am , then Lunsfortd Investments , will have been hit with a knock-out blow. By the end of this year , Lunsford Investment have a Increase of at least 10% , over-all holdings and profit. And to keep it moving forward. Playing this Chess game with my future and my companys future is at the top of my list.

THe REIT's that I have talked about earlier , are one of the biggest key's to this whole thing. Holding the right REIt's a long with the right company Stocks , and pairing them up ; to Hedge the Market and our Holdings. To reach and to maintain our movement forward.

I have also have bought Quicken to keep up with all of our statements and read our spreedsheets and ratio sheets. To make sure that Lunsford Investments is and will stay on the right path to owning a High-End Movie Theater.

With everything set in place Lunsford Investments should be able to reach it's goal.

Ellington Financial Llc a new Power Play

Elington Financial is a new Power Play , that is added to Lunsford Investments. With the Stock trading around the $23 range , with a Dividend that pays around $5.24 per share. Which brings it around $1.31 a quater. That makes it very attactive to buy. Lunsford Investments , loves the High Dividend payout. Earnings Per Share $3.04

Price To Earnings (P/E) 7.60
Price to Sales 6.19
Price to Book 0.94
Annual Dividends $5.24
Margin Eligible Yes

Recent Price $23.05
52 Week High $25.09
52 Week Low $21.05
Average Daily Volume 88,200
Beta N/A
Share Related Items Market Capitalization $380.43 M
Shares Outstanding 16.50 M
Float N/A
Dividend Information Yield 22.70%
Annual Dividend $5.24
Payout Ratio (TTM) 26.00%

Financial Strength (MRQ) Quick Ratio N/A
Current Ratio N/A
Long Term Debt/Equity 0.00
Total Debt/Equity 0.00
Valuation Ratios Price/Earnings (TTM) 7.60
Price/Sales (TTM) 6.19
Price/Book (MRQ) 0.94
Price/Cash Flow (TTM) 9.40
Per Share Data Earnings (TTM) $3.04
Sales (TTM) $3.72
Book Value (MRQ) $24.46
Cash Flow (TTM) $2.46
Cash (MRQ) N/A
Management Effectiveness (TTM) Return on Equity N/A
Return on Assets N/A
Return on Investments N/A
Profitability (TTM) Gross Margin N/A

Profit Margin 66.10%

These numbers are outstanding. Lunsford Investments is proud to be a shareholder of Elllington Finanical.

American Capital Agency corp and Lunsford Investments

Lunsford Investments , is on buying shares of American Capital Agency corp.
American Capital Agency , is a very strong REIT. The shares are trading around $30.00. Which maybe high if you , look at other REIT's. Such as CIM and MFA , and Northstar. Which are trading between 4 and 10 dollars per share.

However , unlike the those REIT's , that pays a Dividened from .40 to $1.00. American Capital Agency , pays a whopping $5.60 per share.
That is music to my wallet. The best thing about America Capital , is that Lunsford Investments , is still moving forward in the Real Estate.

Instead of buying the Real Estate Properties , Lunsford Investments is buying Real Estate Investments Trust. With the market , still down. These is the best time for me , to move forward in the Market. It gives my small business , time to grow.

Not only to grow , but to earn a profit. I look at America Capital Agency , CIM , Northstar , and MFA. And other REIT's. As a Fresh Start , and the other Companies that Lunsford Investments , Invest in to as a Gold right now.

Lunsford Investments , goal is not to be Bigger and Better , than Berkshire Hathaway , or any other Holding Companies. I as owner want Lunsford Investments , to be able to hold it is own on Wallstreet. By making smart Investments , that will help move it forward.

And that is why I , have choosen to buy in to these REIT's. And in closing , Lunsford Investments , will stick to ther goal , to grow.

Thank you
Owner of
Lunsford Investments.

Where the Money is on Wallstreet

The real Money on WALLSTREET , is in REIT's.
Now , if you have been reading my blog Lunsford Investments . You already know. That I have been moving Lunsford Investments holding into these REIT's , such as CIM and Northstar , along with Anworth Mortgage. And very soon into , Annaly Capital Management , which is the parnent company of CIM.

Another REIT is MFA Financial , and Dynex Capital INC. Which is all top REIT's that the Shares start of around 4 to 12 dollars per share. To earn great Dividends , on your Investments might not be a Sexy Play on WALLSTREET. But , for the bottom line is to make a PROFIT !!!

That should be the only drive , in your Investments. As owner of Lunsford Investments . It is my job to make a Profit and to keep cost Down. And for right now , the Real Money On WALLSTREET , are in REIT's.


Thank you
Mike D Lunsford
Owner of
Lunsford Investments

How you Hedge Chimera

This how Lunsford Investments , Hedge in the Market.
For Example , Chimera Investments. As I started looking into Chimera , I discovered it is a spin off company . Wholly Owned by Annaly Capital Management, Inc.

So , I started buying Annaly Capital Management . However , I looked into Annaly Capital, and I discovered another outstandind fact. Chimera , is not there only side company. There are more ,there are RCap ,FIDAC, Merganer,CreXus, and of course Chimera.

Lunsford Investments , is buying Chimera , CreXus, and Annualy Capital Management.
This is how I'm Hedging Chimera. The same threory can be done with PEPSI , you can buy PEPSI , and PEPSI Bottleing Company. This is how , a little research and time can do for your money and your Investments.

For everyone of this companies ties into each-other. Now , Chimera and the others are REITS , and you are buying into companies that are paying back about 90% of there profits back to the Investors.

I have found that REITs are a strong way to help fight off the Bears. And if you can Hedge , these REIT's than your Profits will become just stronger , to fight off the Bears.

Fighting for every Dollar

Lunsford Investments
Is fighting for every Dollar Invested. With all the investments , that LI makes. If it is $10.00 or $1000.00. Lunsford Investments , is doing the Homework . I am fighting with all my power to grow Lunsford Investments.